KSFE is a Miscellaneous Non-Banking Company (MNBC) and is fully owned by the Government of Kerala. KSFE does not come under the regulation of Reserve Bank of India since it is not a Non-Banking Financial Company. The company started functioning on 6 November 1969, with Thrissur city as its headquarters. It started with a capital of Rs 2,00,000 and had 45 employees and 10 branches.